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Financing Options

Forms of payment and balances due:
You may choose from a variety of ways to make a payment—cash, money orders, personal checks, Visa, MasterCard, or Discover. Unpaid balances over 30 days will incur a finance charge of 18% per year.

As a general rule, we require 50% payment for major procedures at the time we begin treatment and the remainder when we complete the process. Whether or not there is a dental insurance benefit involved or has been received, our patients are entirely responsible for making payments directly to us within 30 days of the treatment date. Unpaid balances over 30 days will incur a finance charge of 1.5% each month thereafter (18% per year).

Prepay courtesy:
We extend a 5% prepayment courtesy for cash or check and a 3% prepayment courtesy for a Visa, MasterCard or Discover to anyone who pays in full prior to their first dental treatment. This means that 5% or 3% (depending on how you pay) will be subtracted from the dental fees you pay personally, but not from any portion due from an insurance company.

Our three-payment program:
If your dental care is going to be in excess of $500.00 and you are not prepaying for your dental care, you may divide your financial obligation into thirds and pay in three installments—make a 33% payment upfront at the time of your first treatment visit, pay another 33% of the total within 30 days and the balance within 60 days of your treatment.

Dental insurance:
Even though we are not a provider for any dental health care plans, we know how important it is to receive the maximum insurance benefit you may qualify for. As a courtesy, we process the necessary claim forms in our office and submit required documentation to insurance carriers so that you receive reimbursement directly. If you do not receive a payment from your insurance company within four weeks of your treatment, please contact our office for assistance. We will follow up and do whatever we can to help you access the benefits you deserve.

Financing your dental care:
Financing your dental care is another option. Some lenders offer short-term, interest-free loans along with extended-payment plans (up to 60 months) with a fixed rate of interest and no prepayment penalty. If you would like us to assist you with the application process, we oftentimes secure approval for credit by making just one phone call. We work with Springstone Financing or DocPay.

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